Our Real Estate Broker can put you where you want to be! 

One of the most complex and significant financial events in peoples' lives is building a home or investment property. Because of the complexity and importance of this transaction, people typically seek the help of real estate brokers and sales agents when buying or selling real estate.

Real estate brokers and sales agents have a thorough knowledge of the real estate market in their communities. They know which neighborhoods will best fit clients' needs and budgets. They are familiar with local zoning and tax laws and know where to obtain financing for the purchase of property.

Brokers and agents do the same type of work, but brokers are licensed to manage their own real estate businesses. Agents must work with a broker. They usually provide their services to a licensed real estate broker on a contract basis. Brokers, as independent businesspeople, often sell real estate owned by others; they also may rent or manage properties for a fee.

When selling property, brokers and agents arrange for title searches to verify ownership and for meetings between buyers and sellers during which they agree to the details of the transactions. In a final meeting, the new owners take possession of the property. Agents and brokers also act as intermediaries in price negotiations between buyers and sellers. They may help to arrange financing from a lender for the prospective buyer, which may make the difference between success and failure in closing a sale. In some cases, brokers and agents assume primary responsibility for finalizing, or closing, sales, but typically this function is done by lenders or lawyers.

Agents and brokers spend a significant amount of time looking for properties to buy or sell. They obtain listings—agreements by owners to place properties for sale with the firm. When listing a property for sale, agents and brokers compare the listed property with similar properties that recently sold, to determine a competitive market price for the property. Following the sale of the property, both the agent who sold it and the agent who obtained the listing receive a portion of the commission. Thus, agents who sell a property that they themselves have listed can increase their commission.

Before showing residential properties to potential buyers, agents meet with them to get an idea of the type of home the buyers would like, and how much the buyers can afford to spend. They may also ask buyers to sign a loyalty contract, which states that the agent will be the only one to show houses to the buyer. An agent or broker then generates lists of properties for sale, their location and description, and available sources of financing. In some cases, agents and brokers use computers to give buyers a virtual tour of properties that interest them.

Agents may meet numerous times with prospective buyers to discuss and visit available properties. Agents identify and emphasize the most pertinent selling details. To a young family looking for a house, for example, they may emphasize the convenient floor plan, the area's low crime rate, and the proximity to schools and shopping. To a potential investor, they may point out the tax advantages of owning a rental property and finding a renter. If negotiation over price becomes necessary, agents must follow their client's instructions thoroughly and may present counteroffers to reach the final sales price.

Once the buyer and seller have signed a contract, the real estate broker or agent must ensure that all terms of the contract are met before the closing date. If the seller agrees to any repairs, the broker or agent ensures they are made. Increasingly, brokers and agents must deal with environmental issues as well, such as advising buyers about lead paint on the walls. In addition, the agent must make sure that any legally mandated or agreed-upon inspections, such as termite and radon inspections, take place. Loan officers, attorneys, and other people handle many details, but the agent must ensure that they are carried out.

Most real estate brokers and sales agents sell residential property. A small number—usually employed in large or specialized firms—sell commercial, industrial, agricultural, or other types of real estate. Every specialty requires knowledge of that particular type of property and clientele. Selling, buying, or leasing business property requires an understanding of leasing practices, business trends, and the location of the property. Agents who sell, buy, or lease industrial properties must know about the region's transportation, utilities, and labor supply. Whatever the type of property, the agent or broker must know how to meet the client's particular requirements.

Work environment. Real estate agents and brokers often work more than a standard 40-hour week, often working evenings and weekends for the convenience of clients. Although the hours are long and frequently irregular, most agents and brokers have the freedom to determine their own schedule.

Advances in telecommunications and the ability to retrieve data about properties over the Internet allow many real estate brokers and sales agents to work out of their homes instead of real estate offices. Even with this convenience, workers spend much of their time away from their desks—showing properties to customers, analyzing properties for sale, meeting with prospective clients, or researching the real estate market.

Real Estate Broker Crossville, TN       Cumberland Plateau Area

Crossville TN is full of fun things to do after retirement, retirees will surely have a blast doing the things that have always been on their mind, but ones that they didn’t have time for because of work obligations. This is the time to relax with leisure activities, and enjoy life more fully.

Life After Retirement

Depending on how well you have planned to live out the later years of your life, the subject of retirement can be one that fills you with hope and optimism for a period of well deserved comfort and tranquility.

Many view retirement as a new beginning and perhaps a new step into a more personally fruitful and productive period. The key to how your life after retirement will turn out is of course dependent on the measures you take in preparation for it. In this respect, it is no different from making plans for your life after you have graduated from school; both events mark a major milestone in your life with a new set of challenges—as well as opportunities—that you will have to contend with and make provisions for.

The years leading up to your retirement is a good time to take stock of exactly how you feel about this life changing event. Life after retirement can be quite a complex stage in your life but with careful and judicious planning it doesn’t have to be.

Crossville, TN is a city in and the county seat of Cumberland County, Tennessee, United States.  The population was 8,981 at the 2000 census.

Geography.....Crossville, TN is located at 35°57′15″N 85°1′53″W / 35.95417°N 85.03139°W / 35.95417; -85.03139 (35.954221, -85.031267).   The city is situated atop the Cumberland Plateau amidst the headwaters of the Obed River, which slices a scenic gorge north of Crossville in route to its confluence with the Emory River to the northeast. Crossville, TN is roughly halfway between the plateau's eastern escarpment along Walden Ridge and its western escarpment along the Highland Rim. Several small lakes are located on the outskirts of Crossville, including Lake Tansi to the south, Lake Holiday to the west, and Byrd Lake at nearby Cumberland Mountain State Park. The average elevation of Crossville, TN is approximately 1,890 feet (576 m) above sea level.

True to its namesake, Crossville, TN is centered around the intersection of two major federal highways: U.S. Route 70, which traverses Tennessee from east to west, and U.S. Route 127, which traverses Tennessee from north to south. Interstate 40, which runs roughly parallel to US-70, passes through the northern part of Crossville. Crossville, TN is approximately 30 miles (48 km) east of Cookeville, 70 miles (110 km) north of Chattanooga and 70 miles (110 km) west of Knoxville.

According to the United States Census Bureau, the city has a total area of 15.1 square miles (39.1 km²), of which, 14.7 square miles (38.2 km²) of it is land and 0.3 square miles (0.9 km²) of it (2.32%) is water.

Demographics.....As of the census of 2000, there were 8,981 people, 3,795 households, and 2,440 families residing in the city. The population density was 609.2 people per square mile (235.2/km²). There were 4,268 housing units at an average density of 289.5/sq mi (111.8/km²). The racial makeup of the city was 97.02% White, 0.14% African American, 0.23% Native American, 0.35% Asian, 0.04% Pacific Islander, 1.04% from other races, and 1.18% from two or more races. Hispanic or Latino of any race were 2.43% of the population.

There were 3,795 households out of which 27.4% had children under the age of 18 living with them, 45.2% were married couples living together, 15.5% had a female householder with no husband present, and 35.7% were non-families. 31.3% of all households were made up of individuals and 13.1% had someone living alone who was 65 years of age or older. The average household size was 2.25 and the average family size was 2.79.

In the city the population was spread out with 22.6% under the age of 18, 9.3% from 18 to 24, 26.5% from 25 to 44, 21.8% from 45 to 64, and 19.9% who were 65 years of age or older. The median age was 38 years. For every 100 females there were 85.0 males. For every 100 females age 18 and over, there were 81.5 males.

The median income for a household in the city was $25,796, and the median income for a family was $33,207. Males had a median income of $26,735 versus $20,217 for females. The per capita income for the city was $18,066. About 21.7% of families and 24.6% of the population were below the poverty line, including 36.2% of those under age 18 and 20.6% of those age 65 or over.

Recent population estimates show the population of Crossville, TN around 11,498 in 2008.

History.....Crossville, TN has its roots in the intersection of a branch of the Great Stage Road, which connected the Knoxville area with the Nashville area, and the Kentucky Stock Road, a cattle drovers' path connecting Middle Tennessee with Kentucky and later extending to Chattanooga. These two roads roughly paralleled modern US-70 and US-127, respectively.

Around 1800, an early settler named Samuel Lambeth opened a store at this junction, and the small community that developed around it became known as Lambeth's Crossroads. The store was located at the modern intersection of Main Street and Stanley Street, just south of the courthouse. By the time a post office was established in the 1830s, the community had taken the name of "Crossville." In the early 1850s, James Scott, a merchant from nearby Sparta, purchased the Lambeth store and renamed it Scott's Tavern. When Cumberland County was formed in 1856, Crossville, being nearest the center of the county, was chosen as county seat. Scott donated the initial 40 acres (160,000 m²) for the erection of a courthouse and town square.

Crossville, TN and Cumberland County, TN suffered rampant pillaging throughout the Civil War as the well-developed roads made the area accessible to both Union and Confederate forces and bands of renegade guerillas. The county was staunchly divided throughout the conflict, sending an even number of troops to both sides.

During the Great Depression, the federal government's Subsistence Homestead Division initiated a housing project south of Crossville, TN known as the Cumberland Homesteads. The project's purpose was to provide small farms for several hundred impoverished families. The project's recreational area would later become the nucleus for Cumberland Mountain State Park.

Points of interest.....

• The United States Chess Federation moved its corporate offices to Crossville, TN from New Windsor, New York in 2005, reportedly to reduce labor costs.

• Highway 127 Corridor Sale. The world's largest yard sale. August

• The Cumberland County Playhouse is the only major non-profit professional performing arts resource in rural Tennessee, and one of the 10 largest professional theaters in rural America. It serves more than 165,000 visitors annually with two indoor and two outdoor stages, young audience productions, a comprehensive dance program, a concert series and touring shows.

• Crossville, TN bills itself as "the golf capital of Tennessee" featuring 12 courses. Stonehenge, Heatherhurst Crag, Heatherhurst Brae, Deer Creek, River Run, Four Seasons, The Bear Trace, Dorchester, Mountain Ridge, Renegade, Druid Hills, and Lake Tansi.

• The award-winning Cumberland County Fair. August

• Until recently, a free-speech zone on the Cumberland County courthouse lawn was the site of several unofficial displays, including a statue of the Flying Spaghetti Monster, an Iraq and Afghanistan Soldier's Memorial, a miniature Statue of Liberty, chainsaw carvings of a nativity scene, Jesus carrying the cross, and monkeys and bears.  As of April 30, 2008 the lawn is no longer a free-speech zone due largely to the controversy caused by the Flying Spaghetti Monster statue.

• Features several great youth sporting organizations including the Crossville Recreational Youth Soccer Association (CRYSA), Mountaineers football, Youth Center basketball and softball, USSAA baseball and softball and Upwards Youth sports.

Crossville TN and Cumberland County TN is a pro-business community dedicated to the well-being of its commercial, industrial, and residential citizens.  From premier medical facilities to great schools, Crossville TN is a great place to live and work. Not only is Crossville TN "The Golf Capital of Tennessee," it is home to numerous museums and shopping centers, making Crossville TN a place of tourism. From the beautiful scenery, to some of the best golf courses in the south; whether you are visiting or relocating, Crossville TN is right for you.  Crossville TN and Cumberland County TN is a great place to make a new life, start a new career, and have enjoyment in everything you do.  Cumberland Plateau

Licensed Tennessee General Contractor  in residential home building and commercial building serving Cumberland Cove, Fairfield Glade, Lake Tansi, in Crossville TN,  and all Cumberland County and Cumberland Plateau area in surrounding Counties, Cookeville, Knoxville, Nashville, Pikeville Tennessee.